Credit Life and Disability Insurance




As the Marine F & I Manager, it is important that you believe in the value of "asset and income protection" and take a positive approach in offering this coverage to everyone!

Most watercraft consumers are under insured --- especially for disability!
FEATURES AND BENEFITS

Peace of Mind
  • Clear title in event of death plus any unearned interest. (Life)
  • Release burden on family members. (Life and Disability)
  • Increase existing estate by protecting existing estate. (Life and Disability)
  • Reduces stress. (Life and Disability)
Protects Credit
  • Protects borrowing powers for buyers as well as co-signer. (Life and Disability)
  • Increases income when you need it most. (Life and Disability)
  • Payments made on time. (Disability)
  • Payments made directly to the lender --- non-taxable income. (Disability)
  • Avoid probate delays. (Life)
  • Protects against delinquencies. (Life and Disability)
Protects Investment
  • Trade equity. (Life and Disability)
  • Down Payment. (Life and Disability)
  • Along with every monthly payment, the investment grows. (Life and Disability)
  • Protects savings. (Life and Disability)
  • Protects other insurance. (Life and Disability)
  • Protects assets during repayment period. (Life and Disability)
Cost Coverage and Eligibility Advantages
  • Same cost for all ages.
  • Same availability/cost regardless of health. (Smoking)
  • Same cost regardless of occupation.
  • No physical required.
  • No hospitalization required.
  • The consumer's choice of physicians care.
  • "Fourteen (14) day retro waiting" period, not "elimination" period.
  • Pays in addition to any other income.
  • Premium included with watercraft payment.
  • Joint life available --- both incomes protected.
  • Joint life discounted --- both borrowers protected at 1 1/2 times the single rate.
  • Refund unused portion --- only pay for the portion used.
  • Non-cancellable. (We cannot cancel it, unless the original information on the certificate or application is misrepresented by the customer)
Click here to view the AGE RESTRICTIONS currently in force.