FEATURES AND BENEFITS
Peace of Mind
- Clear title in event of death plus any unearned interest. (Life)
- Release burden on family members. (Life and Disability)
- Increase existing estate by protecting existing estate. (Life and Disability)
- Reduces stress. (Life and Disability)
Protects Credit
- Protects borrowing powers for buyers as well as co-signer. (Life and Disability)
- Increases income when you need it most. (Life and Disability)
- Payments made on time. (Disability)
- Payments made directly to the lender --- non-taxable income. (Disability)
- Avoid probate delays. (Life)
- Protects against delinquencies. (Life and Disability)
Protects Investment
- Trade equity. (Life and Disability)
- Down Payment. (Life and Disability)
- Along with every monthly payment, the investment grows. (Life and Disability)
- Protects savings. (Life and Disability)
- Protects other insurance. (Life and Disability)
- Protects assets during repayment period. (Life and Disability)
Cost Coverage and Eligibility Advantages
- Same cost for all ages.
- Same availability/cost regardless of health. (Smoking)
- Same cost regardless of occupation.
- No physical required.
- No hospitalization required.
- The consumer's choice of physicians care.
- "Fourteen (14) day retro waiting" period, not "elimination" period.
- Pays in addition to any other income.
- Premium included with watercraft payment.
- Joint life available --- both incomes protected.
- Joint life discounted --- both borrowers protected at 1 1/2 times the single rate.
- Refund unused portion --- only pay for the portion used.
- Non-cancellable. (We cannot cancel it, unless the original information on the certificate or application is misrepresented by the customer)
Click here to view the AGE RESTRICTIONS currently in force.
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